Study Loan
Supporting students’ global education dreams through accessible financing.
The GH Trust Study Loan, offered in affiliation with Famolex Integrated, is designed to support families whose children have secured admission to study abroad but need financial assistance to cover tuition costs.
Studying overseas opens doors to world-class education, global exposure, and life-changing opportunities. However, the financial commitment specially the first-year tuition can often be a barrier.
Through this program, GH Trust helps bridge that gap by financing a significant portion of tuition so students can begin their academic journey with confidence.
What the study Loan Covers
The GH Trust Study Loan helps families manage the cost of international education by financing:
- Up to 70% of the student’s first-year tuition fees
- Funding support for students studying abroad
This support allows families to secure their child’s admission and begin the academic program while managing payment responsibilities through structured repayment.
Partnership with Famolex Integrated
This program is offered in collaboration with Famolex Integrated, ensuring a structured and reliable process for tuition financing and student support.
The partnership combines financial expertise and educational support systems to help students access international study opportunities more easily.
Fast Processing Time
We understand that admission timelines and tuition deadlines can be tight.
That is why the GH Trust Study Loan offers a fast and efficient approval process, with applications processed within:
7 working days
Once approved, funds can be released promptly to help students meet their tuition deadlines.
Requirements
Because most students studying abroad may not yet have a stable income, the loan is secured through a parent or guardian who meets the following requirements:
Must be a Nigerian resident
Must be a salary earner in either:
The public sector, or
A blue-chip private company
Must have a minimum of 5 years of continuous employment
Must not be older than 50 years
Must possess collateral within Lagos valued at twice the loan amount
Must demonstrate the ability to repay the loan within 6 months
Completed Guarantors Form (Download here)
Start Your Application Now!
FAQs
Is GH Trust a registered and licensed company?
Yes. GH Trust International Limited is registered with the Corporate Affairs Commission (CAC) and operates with a valid State Lender’s Permit. We are fully committed to transparent and lawful financial operations.
How long does it take to process a loan?
Processing time depends on the loan type and submission of complete documents. Most loans are reviewed and processed within a few working days once all required documents are provided.
How do I open a savings or investment account?
Opening an account is simple. Fill out the required form, and submit valid identification and necessary documentation. Our staff will guide you through the entire process. You can also visit any of our branches or contact our team,
What savings plans does GH Trust offer?
We offer Yearly Thrift (7.5% interest), Fixed Savings (5% interest), Regular Savings (0.5% interest), and Save-to-Invest plans designed to help you build capital consistently.
How is interest calculated on savings?
Interest is calculated based on the specific savings product you choose and the duration of your deposit. All rates are clearly stated before activation.