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Fixed Savings Plan

Interest Rate: 5% per annum

A secure way to grow your money over a fixed period with guaranteed returns.

The Fixed Savings Plan is designed for individuals who want to lock in their funds for a specific period and earn guaranteed interest without worrying about market fluctuations. It is ideal for customers who prefer stability, discipline, and predictable returns.

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Key Features

1. Customer-Selected Duration
You decide how long your money stays invested — 90, 180, or 300 days — depending on your goal and cash flow needs.

2. Guaranteed 5% Interest
Your returns are fixed and predictable. No uncertainty, no hidden calculations — just steady growth.

3. Secure Capital Preservation
Your initial deposit (capital) remains safe and protected throughout the investment period.

4. Clear Maturity Date
You know exactly when your funds will be available for withdrawal.

How It Works

1. Open a Fixed Savings Account
Register and choose your preferred tenure (90, 180, or 300 days).

2. Deposit Your Funds
Make a one-time lump sum deposit at the start of the plan.

3. Funds Are Locked for the Selected Period
Your savings remain untouched during the tenure.

4. Interest Accrues Over Time
Your funds earn a fixed 5% interest per annum.

5. Receive Capital + Interest at Maturity
At the end of your selected tenure, you receive your full deposit plus earned interest.

Requirements

  • Valid means of identification

  • Minimum deposit amount (as determined by policy)

  • One-time lump sum funding

  • Agreement to maintain funds until maturity

Join the Fixed Savings Plan Now!

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FAQs

Yes. GH Trust International Limited is registered with the Corporate Affairs Commission (CAC) and operates with a valid State Lender’s Permit. We are fully committed to transparent and lawful financial operations.

Processing time depends on the loan type and submission of complete documents. Most loans are reviewed and processed within a few working days once all required documents are provided.

Opening an account is simple. Fill out the required form, and submit valid identification and necessary documentation. Our staff will guide you through the entire process. You can also visit any of our branches or contact our team, 

We offer Yearly Thrift (7.5% interest), Fixed Savings (5% interest), Regular Savings (0.5% interest), and Save-to-Invest plans designed to help you build capital consistently.

Interest is calculated based on the specific savings product you choose and the duration of your deposit. All rates are clearly stated before activation.