Payday Loan
Quick financial support for salary earners when you need it most.
The GH Trust Payday Loan is designed to help salary earners handle urgent financial needs before their next paycheck. Unexpected expenses can arise at any time including medical bills, school fees, rent obligations, or other pressing responsibilities. This loan provides fast and reliable access to funds so you can manage those situations without disrupting your financial stability.
With a straightforward structure and flexible repayment period, the GH Trust Payday Loan offers a convenient solution for working professionals who need short-term financial support.
Who this loan is for
The GH Trust Payday Loan is strictly for salary earners, including:
Public sector employees
Private sector professionals
Staff of reputable organizations and companies
Applicants must have a steady and verifiable source of salary income.
Loan Features
Short-Term Financial Support
Designed to help bridge financial gaps between salary payments.
Flexible Tenure
Borrowers can repay the loan over a period of up to 120 days.
Structured Repayment
Repayment plans are structured to align with the borrower’s salary cycle.
Simple and Transparent Terms
Clear interest rates and repayment policies with no hidden conditions.
Interest rate
The GH Trust Payday Loan comes with a simple pricing structure:
8% flat monthly interest rate
This straightforward approach ensures borrowers clearly understand their repayment obligations from the beginning.
Maximum Loan Tenure
Borrowers can access funds for a period of up to:
120 days
This allows sufficient time to manage repayments comfortably within your salary cycle.
Default Charges
GH Trust encourages responsible borrowing and timely repayment.
Where a borrower defaults on the repayment schedule, the following charge will apply:
1.5% daily charge on the outstanding balance
This charge remains in effect until the outstanding balance is cleared.
Requirements
Valid Identification
Bank Verification Number (BVN)
Employment letter or proof of employment
Recent salary slips
Bank statement (last 3–6 months)
- Guarantor (Where Applicable) (Download Here)
Start your Application Now!
FAQs
Is GH Trust a registered and licensed company?
Yes. GH Trust International Limited is registered with the Corporate Affairs Commission (CAC) and operates with a valid State Lender’s Permit. We are fully committed to transparent and lawful financial operations.
How long does it take to process a loan?
Processing time depends on the loan type and submission of complete documents. Most loans are reviewed and processed within a few working days once all required documents are provided.
How do I open a savings or investment account?
Opening an account is simple. Fill out the required form, and submit valid identification and necessary documentation. Our staff will guide you through the entire process. You can also visit any of our branches or contact our team,
What savings plans does GH Trust offer?
We offer Yearly Thrift (7.5% interest), Fixed Savings (5% interest), Regular Savings (0.5% interest), and Save-to-Invest plans designed to help you build capital consistently.
How is interest calculated on savings?
Interest is calculated based on the specific savings product you choose and the duration of your deposit. All rates are clearly stated before activation.