Contribution
Service charge - 2% (1% for 1m and above)
The GHTRUST Group Thrift Program is a structured savings system designed for small groups of 10 to 12 persons max who want to contribute collectively toward shared or individual financial goals. By saving together in an organized and transparent system, members can build discipline, support each other, and achieve meaningful financial progress.
This program is ideal for cooperatives, business associations, friends, families, and small community groups who prefer collective financial participation.
Key Features
The thrift operates within a clearly defined structure where members contribute regularly according to agreed rules. This system promotes discipline and financial planning.
Flexible Contribution Frequency
Groups can decide whether contributions will be made daily, weekly, or monthly depending on the financial rhythm of the members.
Transparent Administration
All contributions are properly documented and managed according to clear guidelines, ensuring transparency and trust among members.
Ideal for Small Groups and Cooperatives
This program works well for:
- Market associations
- Business cooperatives
- Friends and family savings circles
- Professional groups
- Community organizations
Requirements
Valid means of identification
Completed registration form
Commitment to complete the 12-month cycle
Minimum contribution amount (as determined by policy)
Join the Contribution Plan Today
FAQs
Is GH Trust a registered and licensed company?
Yes. GH Trust International Limited is registered with the Corporate Affairs Commission (CAC) and operates with a valid State Lender’s Permit. We are fully committed to transparent and lawful financial operations.
How long does it take to process a loan?
Processing time depends on the loan type and submission of complete documents. Most loans are reviewed and processed within a few working days once all required documents are provided.
How do I open a savings or investment account?
Opening an account is simple. Fill out the required form, and submit valid identification and necessary documentation. Our staff will guide you through the entire process. You can also visit any of our branches or contact our team,
What savings plans does GH Trust offer?
We offer Yearly Thrift (7.5% interest), Fixed Savings (5% interest), Regular Savings (0.5% interest), and Save-to-Invest plans designed to help you build capital consistently.
How is interest calculated on savings?
Interest is calculated based on the specific savings product you choose and the duration of your deposit. All rates are clearly stated before activation.